At Castle Financial, putting your interests first is the foundation of everything we do. Our goal is to get to know you and your goals, so we can provide guidance for the best financial decisions for you and also your family's future and well being.
We are an independent fee-based SEC Registered Investment Advisory Firm, which takes our fiduciary duty to the clients we serve very seriously. We are passionate about helping our valued clients achieve their aspirations and financial goals, which is why we take a risk-averse approach to Wealth Management by also employing a tactical investment strategy.
Al Procaccino II, a Certified Financial Fiduciary®, Certified Financial Planner™, Certified Fund Specialist®, Certified Digital Asset Advisor™ and former awarded 5 Star rated Morningstar Institutional Money Manager, heads up the professional team at Castle Financial which views financial planning as more than simply planning for retirement. It’s about working to achieve short and long-term goals and helping protect the most important things in your life.
Financial planning for rising generations and those on the road to retirement can be tricky to navigate financially. We work closely with you to develop a personalized plan utilizing various investments and strategies to coordinate with employer-sponsored plans and Social Security to provide retirement income that will last your lifetime. We help our clients understand the difference between investing for retirement versus investing in retirement which is critically important to achieving lifetime financial goals.
At Castle Financial we work with you to manage your risk exposure. We do this through conducting a thorough review of your insurances and also develop a plan to effectively protect you and your family. Included in our risk management evaluation is the development of strategies for asset protection from the costs of long-term care know as elder law planning. We take a risk-averse approach to Wealth Management by also employing a "tactical" investment strategy portfolio overlay to potentially make money in both up and down markets.
Managing our valued clients investments is based on objective, unbiased advice deeply informed by the clients’ needs and financial goals. We have no commitment or obligation to any particular investment company. We structure portfolios with leading money managers from some of the oldest and most distinguished institutions in the world and select money managers by utilizing a rigorous screening process based on strict and specific criteria. We measure our success based on our ability to achieve the returns that relate to our client's objectives rather than how returns compare to market indices.
To help ensure you preserve your estate and family wealth for intended heirs, we will work closely with your other advisors or estate planning and trust specialists in our network of professionals that we have built for over 40 years. We’ll help to review your wills, trusts, beneficiary designations and your exposure to estate taxes and probate costs. We also offer more comprehensive family legacy planning and multi-generational wealth transfer counseling to preserve and gift assets to future generations including family values and traditions.
"Every financial decision involves relationships. Every relationship involves financial decisions."