Financial Planning Perspectives
MARKET VOLATILITY COULD MAKE ROTH IRA CONVERSION APPEALING

Prolonged market volatility has left many investors, especially those investing for retirement, searching for strategies to cope with the situation. If you have a traditional IRA, you may want to consider converting to a Roth IRA.
January 2012

STRATEGIES FOR SMART RETIREMENT PLANNING

Some factors that influence your retirement savings results, such as the types of investments available to you through your plan and the performance of the financial markets, can't always be controlled. But there are some factors you can influence that can help keep your portfolio on track.
January 2012

MAKE A PLAN TO REDUCE YOUR DEBT

The recession -- and subsequent slow recovery -- has caused millions of Americans to focus even more closely on living within their means. If you are ready to face up to your own financial realities, one crucial step is to set out a plan of action.
January 2012

AS STOCKS CONTINUE TO ROIL, ALTERNATIVE INVESTMENTS GAIN APPEAL

Prolonged stock market volatility has prompted many investors to look for alternatives to equities as they build a portfolio. Alternative investments -- such as real estate investment trusts, commodities, private equity, and hedge funds -- may have appeal for certain individuals.
January 2012

SEARCHING FOR VALUE IN A DOWN MARKET

Buying on the dips is a favorite strategy of committed stock investors. But when looking for investment bargains, it's important to avoid a value trap.
December 2011

GETTING READY FOR TAX SEASON: CHANGES FOR 2012

The IRS has issued cost-of-living adjustments for the 2012 tax year that modify brackets, deductions, and other thresholds for inflation.
December 2011

FAQS FOR NEAR-RETIREES

The following frequently asked questions about retirement income should help those nearing retirement know if they are on track to meet their income needs.
December 2011

HOW MUCH WILL THAT LITTLE BUNDLE OF JOY COST YOU? TRY $163,000

It certainly comes as no surprise to parents that raising a child can be expensive.
But just how expensive?
December 2011

STAY OR ROLL OVER? WHAT TO DO WITH YOUR OLD RETIREMENT ACCOUNTS?

If you've changed jobs a few times over the years, you could have several accounts housed in different employers' plans. While it is certainly acceptable to leave money in an old plan, in some instances it may be a better idea to consolidate your assets.
November 2011

HOW CLOSELY CORRELATED IS YOUR PORTFOLIO?

Asset allocation is a concept many investors are familiar with, but less familiar is the concept of correlation. Find out what correlation is and how it can impact your portfolio.
November 2011

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2899 State Hwy 35
Hazlet, NJ 07730
Phone: (732) 888-4994
Fax: (732) 888-8312
Email: aap@castlefinancial.com
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Bonita Springs, FL 34134
Phone: (239) 947-9255
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